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Real Customer Experiences

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Current

Colorado

Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.19%
1W Change 0.00%
APR2.909%
1W Change 0.00%
Last Updated: 01/26/2021

Conventional Loan Purchase - 30 Year Fixed

Rate2.82%
1W Change 0.02%
APR2.877%
1W Change 0.02%
Last Updated: 01/26/2021

VA Loan Purchase - 30 Year Fixed

Rate2.30%
1W Change 0.06%
APR2.595%
1W Change 0.03%
Last Updated: 01/26/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with The Mortgage Guru's, LLC to receive a personalized rate for your specific situation.

Current

Colorado

Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.35%
1W Change 0.10%
APR3.005%
1W Change 0.10%
Last Updated: 01/26/2021

Conventional Loan Refinance - 30 Year Fixed

Rate2.77%
1W Change 0.00%
APR2.826%
1W Change 0.01%
Last Updated: 01/26/2021

VA Loan Refinance - 30 Year Fixed

Rate2.27%
1W Change 0.02%
APR2.609%
1W Change 0.02%
Last Updated: 01/26/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with The Mortgage Guru's, LLC to receive a personalized rate for your specific situation.

More from Zillow

5.00 Rating ∙ 11 Reviews on Zillow

Denver to Oklahoma.... Mr. Young got it done in 21 days!

Local Legend - 04/10/2018

I'm usually a pretty relaxed consumer, but when it came to my mortgage, I got seriously demanding. My realtor keep pushing her lender, so I asked a lot from Chris, but no matter how many questions I had, how many other loans I brought to him in comparison to his, he was patient and thoughtful and honest. I selected him and glad I did. Chris also provided guidance and recommendations regarding insurance and terms. In the end, I was confident I got a great loan. I couldn't be happier with the service, he's my mortgage guy moving forward.

Loan Type VA
Loan Purpose Purchase
Loan Program 30 Year Fixed
Mortgage services provided by Chris Young - Denver Colorado

Closed fast!

Bryana - 03/11/2018

I worked with Chris and his team to close an investment cash out refi. He picked up the phone after hours and answered all of my questions. We rolled through the process so fast that I closed in 24 days from our first conversation. I am out of state but it didn't matter, they took the time to walk me through each step of the process and everything was handled online. This was the smoothest refi I've ever completed. Highly recommend!

Loan Type Conventional
Loan Purpose Refinance
Loan Program 15 Year Fixed
Mortgage services provided by Chris Young - Denver Colorado

Finally, a great lender that responds to calls/text after 5pm

gaugenJ - 03/09/2018

Chris Young was quick to answer any questions we had (and we had a lot) and was extremely easy to work with. Our situation was unique, but he took the time to explain it all in a language we could understand. We are very thankful for his assistance during this process.

Loan Type Conventional
Loan Purpose Purchase
Loan Program 15 Year Fixed
Mortgage services provided by Chris Young - Denver Colorado

Extremely helpful in the purchase of my home!

gregsanders677 - 03/08/2018

Chris Young is amazing! He walked me through everything calmly and professionally. He is always available by phone, text and/or email. It was especially wonderful how he always answered every question, clarified when I was a bit confused, reassured me when anxiety threatened, and occasionally went above and beyond my expectations for a mortgage lender. I recommend Chris to the 9th degree as well as his staff to anyone considering a mortgage or a refinancing of a current mortgage.

Loan Type FHA
Loan Purpose Purchase
Loan Program 30 Year Fixed

Chris Young's Response:
Greg, the pleasure was all mine kind sir.

Mortgage services provided by Chris Young - Denver Colorado

New Home Buyer

larsonkendra1989 - 03/08/2018

The service that Chris gave us during the pre-approval and home shopping process was truly above and beyond. He explained everything clearly and made us feel at ease during every step. He responded quickly to our requests for updated pre-approval letters - even on the weekends. The Oklahoma housing market is very stressful as the buyer, and having a lender you can count on to move quickly at every step is key

Loan Type VA
Loan Purpose Purchase
Loan Program 30 Year Fixed

Chris Young's Response:
Thanks for the review, look forward to helping your sister.

Mortgage services provided by Chris Young - Denver Colorado

Trustworthy and dependable

lydiamercantle69 - 03/02/2018

A realtor referred Chris. I was hesitant but after speaking with Chris he literally keep his word. Closed in 18 days. Highly recommend to anyone looking to purchase a home.

Loan Type FHA
Loan Purpose Purchase
Loan Program 30 Year Fixed

Chris Young's Response:
Lydia, hope the family is well and thanks for the business.

Mortgage services provided by Chris Young - Denver Colorado

Fast

Michael H - 03/01/2018

Chris, did a fantastic for handling my home purchase after the bank denied me 5 days before closing. Lifesaver, he always answered my questions. His team was eager to get my loan closed. Great service!

Loan Type Conventional
Loan Purpose Purchase
Loan Program 30 Year Fixed

Chris Young's Response:
Michael, you we're fast getting us all of your documents and glad we could help.

Mortgage services provided by Chris Young - Denver Colorado

Chris Young team was GREAT. Looking for the BEST, he's the man!

bellsarahokla - 02/27/2017

Chris Young did a stellar job from the gate. Granted, my loan was very difficult due to a divorce and not knowing about the purchase process. But, I was treated with high respect and kindness. I had started off with another company and traded because I was not made to understand what was going on, they never answered my calls, and things said they told me did not happen. I gave up on them, looked for, and found a place that was not only friendly but kept me in the loop of all goings on. Finance of America sent me automatic updates to my phone. Chris and Anna were GREAT! They were with me the entire way. I would recommend this company and those two people to anyone. I made a great decision to change companies and am so happy I did! Thank you.

Loan Type VA
Loan Purpose Purchase
Loan Program 30 Year Fixed

Chris Young's Response:
Thank you Sarah!

Mortgage services provided by Chris Young - Denver Colorado

Communication, detailed, and was dedicated to helping me get my first home. Great team work!

hectosgina1975 - 02/26/2017

Oklahoma City location folks are really nice at Finance of America Mortgage. They always picked up the phone and answered all my questions and every call I made to them. They were great!! I was a procrastinator, and they tried to calm my nerves because I've heard so many bad things about the mortgage process. Chris, the manager, was very nice, personable and made me feel comfortable. The guidance they gave me was excellent. It was easy to get through and there were no hidden fees. I’m happy with my experience with them and I would definitely recommend them.

Loan Type VA
Loan Purpose Purchase
Loan Program 30 Year Fixed

Chris Young's Response:
Mrs. Hectos, it was a pleasure to help you.

Mortgage services provided by Chris Young - Denver Colorado

Awesome Experience

richiewil1957 - 02/20/2017

So I felt that refinancing my mortgage made sense for us at this particular time, so we did it thanks to the information provided by Chris Young’s rate quote sheet. Rate quote should me when I would break even on my mortgage balance. I did some research online of companies and saw how they were rated on Zillow. I was interested in a 30-year refi and there were two major companies that offer that and I interviewed both. I was particularly impressed with the responsiveness and the overall attitude of Chris with whom got in touch with me initially via email. He did an outstanding job, was very, patient, emphatic and very helpful in giving me the information I needed in terms of explanations for the things with which I wasn't familiar with. And if I had questions, he was always available to answer them. He went to a great deal of effort to make sure that I had everything that I needed. Finance of America was very productive and thoughtful and the guidance I received from them was excellent.

Loan Type VA
Loan Purpose Refinance
Loan Program 30 Year Fixed
Mortgage services provided by Chris Young - Denver Colorado

Popular Denver Home Loans Which loan is right for YOU?

First Time Homebuyers Denver

FHA Home Loans Denver Colorado

FHA home loans are popular among Denver first-time homebuyers due to low down payment and credit requirements.

Learn More
Conventional Home Loans Denver

Conventional Home Loans Denver Colorado

A conventional(fixed-rate mortgage) is a popular type of home financing in Denver because it offers predictability for your budget.

Learn More
Jumbo Mortgages Denver

Jumbo Mortgages Denver Colorado

Jumbo home loans are most appropriate for a segment of high-income earners who make between $250,000-$500,000 a year.

Learn More

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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Renting Vs. Buying in Denver

With today’s low mortgage rates, there’s great opportunity for current Denver renters to make a move into homeownership that stretches each dollar a little bit further. While the best timeline to buy a home is different for everyone, the question remains: Should I continue renting or is it time for me to buy? The answer…

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Easy Ways To Upgrade Your Denver Home’s Curb Appeal

A tidy, tasteful home will catch any buyer's eye. That's why many people put effort into fixing up—and even staging—the interior of their home before putting it on the market and hosting open houses. But did you know that an unkempt exterior could deter potential buyers from even setting foot in the door? That's right.…

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Explaining Some Common Mortgage Programs Denver January 9, 2021

Explaining Some Common Mortgage Programs

When you get a mortgage in Denver, there are several options you can choose from, including FHA, VA, and USDA mortgages. The one you select will determine how big a down payment you’ll need, what credit score you should have and all the other requirements you’ll need to meet. But choosing the right mortgage product…

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The Mortgage Guru's, LLC

1400 16th Street, 16 Market Square, Suite 400
Denver, Colorado 80202
(303) 482-3299
NMLS# 1218486
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